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Terms of Service

Last update: June 26th, 2023

Please read these Terms of Service together with our Privacy Policy (collectively the “Terms”) carefully so that you understand them before you start using our Services (as defined below) and to learn how and what data we collect and how we use it. These Terms apply to all the Services we provide to you through our Site and other platforms. These Terms contain details of each of our Services, the use and limits of our Services and of our liability to you and your and our rights and obligations in relation to the provision and use of the Services.

Above all, it is important that you are aware that our Services are provided for informational purposes only, and do not constitute professional medical advice, diagnosis, therapy or treatment. Our Services are not a substitute for professional medical advice, diagnosis, therapy or treatment. If you think you may have a medical emergency, call your physician or the emergency services immediately. You should never rely on or make health or well-being decisions which are based on information provided by our Services without first consulting a physician or other appropriate health professionals. Please read How to use our content safely before you start using our Services.

If you do not agree to these Terms, you should not use our Services. If there is anything that you do not understand, please contact us at support@gad-specialists.com.

WHO WE ARE

MKT-NORGE AS incorporated and registered in Norway with company number 999260993 whose registered office is at Universitetsgata 22/24, 0162, OSLO, Norway, is offering its Services which may be branded as GAD-Specialists and/or The GAD Workshop (''GAD-Specialists', “GAD-Specialists.com”, ''The Workshop'', ''we'', ''us'').

GAD-Specialists.com ("Site") is a public website with the primary purpose of educating the visitor about anxiety-related topics, and to share personal experiences from individual therapists in treating associated mental disorders. The secondary purpose of the website is to promote The GAD Workshop which is a course intended for people that are interested in learning about techniques and methods that may help reduce anxiety. The services (cumulatively referred to as our ''Services'' or individually as a ''Service'') include our Blog, our Digital newsletter, Email, our Digital media in the form of illustrations, text, video, audio, and our Workshop portal.

OUR RELATIONSHIP

These Terms of Service and our Privacy Policy (collectively, the ''Terms'') govern your use of Services and your relationship with us. It is important that you read and understand in full the Terms before you start using our Services. If there is anything that you do not understand, please contact us at support@gad-specialists.com

To access our Services, you will need to access the Web App on our Site or Blog, and actively accept our data processing practices, privacy policy and these terms. By actively confirming your age and these terms you confirm that you agree with the Terms. If you do not agree to these terms or our data processing practices, you should not use our Services. You must be at least 18 years or older and capable in your country of residence of entering into a legal binding agreement to use our Services in your country of residence.

Additional Users. We only allow you to use our Services as additional users (third parties) if you are a legal guardian of a person signed up to use our services (“User”), meaning you have the legal authority to care for the personal and property interests of a User. If you are not a legal guardian of such a User, you are required to sign up for our Service and create your own account. We do not store data for additional users.

Security. You are responsible for maintaining the confidentiality of your login details and any activities that occur within your Account. We currently do not provide additional password security apart from the credentials which you registered yourself with, so bear this in mind when signing up to our Services and allowing the usage of our Services or your account to third parties. If you have any concerns that your Account may have been misused, you should contact us without delay and inform us of such. 

GAD-SPECIALISTS AND THIRD PARTY CONTENT

GAD-Specialists content means every content available on the Site, Blog, or any other Service. We release new content through a number of channels including our blog, digital newsletters, videos, audio and written media. Such content is distributed through content distribution channels owned by us, and distributed through third-party channels including social media platforms. You can find various health related articles, written by our team of mental health professionals.

Third Party content means products or services which are offered or provided by third parties and/or links to such content within our Services. When clicking on or otherwise engaging with third party content, third party terms and privacy policy apply. We are in no way responsible for the actions of these third parties, the content of their sites, their products or services, the use of the information you provide to them, or any of the products or services they may offer and no agency relationship exists between us and the third parties.

PAYMENTS AND ACCESS

Payments. When purchasing access to The GAD Workshop you can choose between immediate full payment or monthly installments. GAD-Specialists may revise the pricing for the Services offered at any time. Any change in the pricing will go into effect for the next announced workshop after we provide notice of the change, with the exception of time-limited offers and discounts which may change the pricing at any time and on an individual basis. After purchase you receive a digital receipt of the purchase and all subsequent payments related to this purchase. Access to materials presented during the Workshop remains accessible for one year counting from the start of the Workshop unless access to the Workshop is revoked due to reasons specified in these terms.

Instalments. Upon purchase of access to the Workshop you have the choice to pay the total course fee upfront or to split the payment over 4 monthly instalments with equal amounts. When choosing instalments the first instalment is due upon purchase while the remaining instalments are invoiced on the first calendar day of the subsequent month. Invoices for subsequent instalments are provided by email in the form of an invoice which can be fulfilled using a credit card or the web payment methods Google Pay and Apple Pay. Due date of the payment is two weeks after providing the invoice. We reserve the right to temporarily restrict access to the Workshop content until the outstanding amount of the invoice(s) is/are fulfilled, and/or to charge the payment method we have on file to fulfil an outstanding amount.

Payment Processors. Payments will be processed through Stripe, Inc. We encourage you to learn about the applicable policies directly from Stripe. In no event will GAD-Specialists be responsible for the actions or inactions of any third party payment processor, including, but not limited to, system downtime or payment services outage or refusal of service by said third-party company.

You acknowledge and agree that all billing and transaction processes are handled by Stripe, Inc. and are governed by the provider's terms and conditions/EULA. GAD-Specialists itself does not collect or store payment card information.

Money-back guarantee. Within a period of 14 days after the public start of the Workshop you signed up for you may request a refund for the purchase of access to this Workshop. Requests for refunds can be made by sending an email to refunds@gad-specialists.com specifying the participant’s 1) full name, 2) registered email address, and 3) membership number. Any funds received by GAD-Specialists will be refunded within 30 days by the Payment Processor in accordance with the terms and conditions of the Payment Processor. Upon receiving the refund your access to content and services of the Workshop, and other subsequent benefits, will be revoked immediately.

USE OF OUR SERVICES

We hope you'll enjoy using our Services. We're constantly trying to improve, so if you have any comments, suggestions or recommendations, please send us an email at support@gad-specialists.com

All our Services are offered and available to users who are 18 years of age or older. By using the Services, you represent and warrant that you meet the foregoing eligibility requirement. If you do not meet this requirement, you must not access or use the Services.

Always consult a healthcare professional if you are in doubt the content provided by GAD-Specialists. If your symptoms worsen or don’t improve or if you are concerned you should stop using our services and contact a mental healthcare professional or a physician. Call your emergency service in case of emergency. You should never rely on or make health or well-being decisions based on information provided by our Services without first consulting a physician or other appropriate healthcare professionals.

OUR CONTENT AND SERVICES ARE PROVIDED FOR INFORMATION PURPOSES ONLY. THEY DO NOT INCLUDE THE PROVISION OF MEDICAL CARE, DIAGNOSIS OR TREATMENT, NEITHER INFORMATION REGARDING WHICH DRUGS OR TREATMENT MAY BE APPROPRIATE FOR YOU. YOU AGREE, CONFIRM AND ACKNOWLEDGE THAT OUR CONTENT AND SERVICES DO NOT CONSTITUTE A PSYCHOLOGIST PATIENT RELATIONSHIP, ARE NOT A SUBSTITUTE FOR YOUR REGULAR PHYSICIAN, GP, DIAGNOSIS, A FACE-TO-FACE EVALUATION AND/OR SESSION BY A LICENSED QUALIFIED PROFESSIONAL.

You should never rely on, or make health or well-being decisions, solely based on information provided by our Services. Furthermore, you should always seek advice by having an in-person appointment in a clinical setting with a licensed professional that is qualified to provide mental healthcare such as a psychologist or psychiatrist. Never disregard, avoid, or delay in obtaining medical advice from your physician or other qualified healthcare professional on grounds of information or advice you received through the Services. You agree, confirm and acknowledge that although our Services may provide useful information, we cannot assess whether the use of the Services is right and suitable for your needs.

You understand, agree, confirm and acknowledge that the information provided by our Services, will always be based on the information that you have provided to us via the Services. It is your responsibility to ensure this information is correct and complete, and you accept that any failure to do so (whether intentionally or not) may affect the information we can give to you, and may have consequences for which we are not responsible. YOU UNDERSTAND, AGREE, CONFIRM AND ACKNOWLEDGE THAT SOME SERVICES ARE ACCESSIBLE EXCLUSIVELY TO PAYING CUSTOMERS.

GAD-SPECIALISTS ONLY PROVIDES GENERAL BEST-PRACTICES BASED ON THE PERSONAL EXPERIENCE OF QUALIFIED MENTAL HEALTHCARE WORKERS AND HELPS YOU TO IMPLEMENT THESE BEST-PRACTICES. GAD-SPECIALISTS DOES NOT DIAGNOSE HEALTH CONDITIONS OR PRESCRIBE HOW YOU SHOULD TREAT ANY AND ALL HEALTH CONDITION YOU MAY HAVE. Establishing a diagnosis should only be done with the help of a health professional (such as a qualified registered physician or psychologist). You are ultimately responsible for deciding whether to contact a health professional and/or seek medical advice about any health concerns that you have. NEVER DISREGARD PROFESSIONAL MEDICAL ADVICE OR DELAY IN SEEKING IT BECAUSE OF THE INFORMATION PROVIDED BY OUR SERVICES. VISIT A MEDICAL PROFESSIONAL IF YOU ARE IN DOUBTS ABOUT THE CONTENT PROVIDED THROUGH OUR SERVICES.

The information provided in our Services are for informational purposes only and does not constitute individual advice, diagnosis or treatment. You should never rely on or make health or well-being decisions that are based on information provided by this service. You should always consult a medical professional for diagnosis and treatment. YOU AGREE, CONFIRM AND ACKNOWLEDGE THAT OUR SERVICES DO NOT CONSTITUTE A PSYCHOLOGIST PATIENT RELATIONSHIP, ARE NOT A SUBSTITUTE FOR YOUR REGULAR PHYSICIAN, GP, DIAGNOSIS, A FACE-TO-FACE EXAMINATION AND/OR SESSION BY A LICENSED QUALIFIED PROFESSIONAL.

OUR SERVICES ARE NOT MEANT TO BE USED BY MEDICAL PERSONNEL.


The content we provide via the Site, Blog or any other Service provides what we believe to be useful information but is not a substitute for medical advice. You should always seek the advice of your physician or psychologist when making decisions about your health. By using such content and our Services you confirm and acknowledge that we have no responsibility over any such content, including (but not limited to) any related third party products and services, practices, terms or policies, and acknowledge that we will not be liable for any damage or loss caused by such content.

You understand, agree, confirm and acknowledge that GAD-Specialists cannot be held responsible for any information that is supplied to us. This includes information received by us through email and webforms as these are not intended nor suitable for inquiries about your health, medical problems or medical questions. You can send us any other question about our Services including your comments and suggestions for improvements. If we receive an email or webform submission that includes questions about your health, medical problems and/or conditions/symptoms we may send out a standardized notice informing you that we do not provide this type of information via email.

Right to deny access. GAD-Specialists reserves the right to deny any or all access to the Service to any User for any reason, at any time, at our sole discretion. You confirm and agree that we may block your access at any time, and at our sole discretion we may disallow your continued use of the Site or the Content without notice. We reserve the right to take any action we may deem appropriate in our sole discretion with respect to violations or enforcement of the Terms of Service, and we expressly reserve all rights and remedies available to us at law or in equity.

Linking to GAD-Specialists. GAD-Specialists generally welcomes links to its content and Services (e.g. Site, Blog, etc.) You may establish a link to our content and/or Services, provided that the link does not state or imply any sponsorship or endorsement of your website or its contents by GAD-Specialists or make any representations on warranties on our behalf.

USAGE OF OUR SERVICES THROUGH SOCIAL MEDIA

When using our Services through social media, note that the information you share including health data will be processed by the social media provider and might be used to build a profile of you and could result in receiving adverts including relating to health issues. This processing is not controlled by us and we do not have access to the data stored within social media about you.

REVIEWS

When submitting product reviews, social media posts, feedback, comments and suggestions for improvements to our Services (“Review”) by providing us a written message review and/or by posting a public Review on a third party site such as Trustpilot or Google Reviews, you hereby grant us the worldwide, non-exclusive, perpetual, royalty-free license under any and all intellectual property right that you own or control, to use, copy, publish, display, reproduce, translate, modify, and/or commercially exploit your Review, together with your name, on our Site, social media or any other platform that we use to promote our Services. We will never edit a Review in such a way as to create a misleading impression of your views. You may terminate this license by sending us an email to: privacy@gad-specialists.com subject: Termination Review License.

YOUR OBLIGATIONS

You hereby confirm and agree: a) that you have read and understood these Terms in full; b) that you will use our Services in accordance with these terms; c) that you are at least 18 years of age; d) that you are legally able to enter into a contract; e) that all the information that you provided in or through the Services is accurate, true, current and complete; f) that you bear responsible for maintaining the confidentiality of your password and any other security information related to your account; g) that you will notify us immediately about any unauthorized use of your Account or any other concern about a breach of the security; h) that except to the extent as expressly permitted herein, your use of our Services is for personal use only, all in accordance with these Terms; i) that you are solely and fully liable and responsible for any activities or omissions that are made by or due to using our Services; j) that we will hold you liable and responsible for any damage or loss incurred as a result of the use of your Account by any person whether authorized by you or not, and you agree to indemnify us for any such damage or loss; k) that you will not to violate any applicable local, state, national or international law, statute, ordinance, rule, regulation or ethical code in relation to your use of the Services and your relationship with us; l) that you will comply with local laws and health and safety requirements when using our Services.

Except to the extent as expressly stated to the contrary herein, your right to use the Services is personal to you and you are not allowed to give this right to another person or to sell, gift or transfer your Account to another person. Your right to use the Services does not stop us from giving other people the right to use the Service. As part of our Services, we allow you to download our Services for use on your mobile/computer device for the sole purpose of accessing and using our Services in accordance with these Terms and we grant you a non-exclusive, personal, non-transferable license for this sole purpose. Other than as allowed in these Terms you are not given a right to use the  "GAD Specialists", "GAD-Specialists.com", "The GAD Workshop", "GAD Workshop", or any of the "GAD-Specialists" names, trademarks, logos, domain names and other distinctive brand features. You agree that all confidential information, copyright and other intellectual property rights in our Services or any portion of the Services belong to us or the people who have licensed us to use those rights. You agree that you have no rights in or to our Services or any portion of the Services other than the right to use them in accordance with these Terms.

The materials and content comprising the Service belong to us or the people who have licensed them to us and we give you permission to use these materials and content for the sole purpose of using the Service in accordance with these Terms.

Unless allowed by these Terms and as permitted by the functionality of the Service, you agree not to: a) copy any portion of the Services; b) give or sell or otherwise make available any portion of the Services to anybody else (c) change any portion of the Services in any way, (d) look for or access the code of any portion of the Service that we have not expressly published publicly for general use. When using our Services you agree not to (a) circumvent, disable or otherwise interfere with any security related features of the Service or features that prevent or restrict use or copying of the content accessible via the Service; (b) create more than one account on the Service (however, you may connect all your social networks or other services accounts, that we support, to your account on the Service); (d) give any false or misleading information in your account details; (e) permit another person to use the Service under your name or on your behalf unless you are a business and such person is authorized by you; (f) use the Service if we have suspended or banned you from using it; (g) engage in any illegal or unlawful conduct; (h) modify, interfere, intercept, disrupt or hack the Services, our servers, network or infrastructure; (i) misuse the Service by knowingly introducing viruses, Trojans, worms, logic bombs or other material which would harm the Service or any user of the Service's own equipment; (j) collect any data from the Service other than in accordance with these Terms of Service; (k) submit or contribute any information or commentary about another person without that person's permission. Our Services are apps embedded on different operating systems. You agree not to use our Services in any other way than through our unmodified official client software (apps and web app).

Failure to comply with any of the requirements of these Terms constitutes a serious breach and may result in our taking all or any of the following actions (with or without notice): (a) immediate, temporary or permanent withdrawal of your right to use our Service; (b) issuing a warning to you; (c) legal action against you including proceedings for reimbursement of all costs (including, but not limited to, reasonable administrative and legal costs) resulting from the breach; (d) disclosure of such information to law enforcement authorities as we reasonably feel is necessary. These actions are not limited and we may take any other action we reasonably deem appropriate.

We are constantly updating and improving the Services to try and find ways to provide you with new and innovative features and services. Improvements and updates are also made to reflect changing technologies, tastes, behaviors and the way people use the Internet and our Services. In order to do this, we may need to update, reset, stop offering and/or supporting a particular part of the Services, or feature relating to the Services. These changes to the Services may affect your past activities on the Service and the features that you use. Any changes to the Service could involve your Service elements being deleted or reset.

We make our Services available for access using internet infrastructure, but are not responsible for the infrastructure itself. If you wish to use our Services, you should ensure that you have an internet-enabled device and a sufficient internet connection available. We are not liable for connection and/or technical errors such as hyperlinks not working etc.

By agreeing to these Terms, you also consent to our Privacy Policy and the platform and third party provider’s terms applicable for your usage and available in section below, all of which is incorporated and deemed a part of these Terms, together with any changes and revisions.

WEBSITE. Through our website (“Site”) you can access our Services: Blog, find useful information about GAD-Specialists (how to use our Services, which services we provide, how to get in touch with us, etc.), Workshop content, find the latest version of our Privacy Policy, Terms Of Service, Cookie Policy and other legal documents. Your use of Site is subject to your acceptance of these Terms.

THIRD PARTY PROVIDERS

We cannot provide all services necessary for the successful operation of our Services by ourselves. We therefore use various providers for the purposes of offering the Services to you and improve your user experience. To make our Services simple to use, you can use it with messengers. To make our Tracker more efficient, you can also sync your data from other service providers with our Tracker. When you use our Services in combination with other services, you also consent to such third party’s terms of service, so please read their terms of service carefully before you start using our Services.

SOCIAL MEDIA CONTENT 

We have a Facebook page, Instagram account, TikTok account and Linkedin account. We use it for linking purposes; 1) to link to our latest mental health related articles published on our Blog; 2) to give you access to our Services; 3) to inform about our products; 4) to inform about upcoming events such as webinars and Q&As. When using any of these third-party services their respective third-party Terms of Service and Privacy Policies apply.

COMMUNICATION

You can communicate with us through various channels on email, and third-party social media. You accept that the individuals assigned by GAD-Specialists to supply written communique (replies, posts, etc.) are support staff and, unless explicitly indicated, are not necessarily clinical psychologists or otherwise qualified mental healthcare professionals. We reserve the right not to provide a personalized response to inquiries sent to us through these various methods of communication. 

Email. You can contact us for general inquiries through the following email address: support@gad-specialists.com . We use Google Workspace and/or Zendesk ticketing services for processing your inquiries. Replies are sent through either Google Workspace or Zendesk. For more information about the usage and data storage please read our Privacy Policy.

Transactional email. When you have signed up to receive correspondence from us on your email the subsequent transactional emails will be sent through the services of Convertkit. The bottom of each email sent through Convertkit contains a hyperlink which allows you to set your preferences regarding the frequency of transactional emails you wish you receive. If you believe that you are faultily receiving these transactional emails, or otherwise wish to be unsubscribed you can send an email to support@gad-specialists.com subject: unsubscribe body: [your email address]. For more information about the usage and data storage please read our Privacy Policy.

Webforms. You can send us a message through various embedded web-forms located on our website. We use Webflow for retrieving form submissions, and use Make to process route requests to the correct destination. The requests are finally handled in Zendesk and/or Google Workspace. Replies are sent through either Google Workspace or Zendesk. For more information about the usage and data storage please read our Privacy Policy.

Social Media instant messaging. You can communicate with us through various social media platforms including Instagram, TikTok, Facebook Messenger and Linkedin. For more information about the usage and data storage please read our Privacy Policy.

LANDING PAGES

Webflow. The landing page https://gad-specialists.com is served through the hosting services of Webflow, Inc. For more information about the usage and data storage please read our Privacy Policy.

Cloudflare. The DNS routing service that point the domain name gad-specialists.com to the servers of Webflow are provided by Cloudflare, Inc. For more information about the usage and data storage please read our Privacy Policy.

PAID PROMOTION

We use Google Ads, Facebook Leads and Linkedin Ads to promote our content, product and Services. By submitting your contact information you will subscribe to receiving the selected content and we will govern the processing of this data as described in our Privacy Policy.

DATA STORAGE AND PROCESSING

We use Google Cloud services and Google Workspace office solutions for operations and storage of information. Locations of storage of data are the European Union, Norway, and the US. For more information about the usage and data storage please read our Privacy Policy.

LOG IN ACCOUNTS

Login credentials. By signing up to our Services you will receive login credentials by email which you can use to access gated content and content that is exclusively tailored to you. Upon receiving your username and password in plain text. You will be instructed to change this password at the first opportunity to a phrase that is only known to you to avoid unauthorized access of your account. It is your responsibility to change this password.

INTERNAL AND EXTERNAL COMMUNICATIONS

We use different third party providers for internal and external communications. These are further specified in our Privacy Policy.

MANAGING PROJECTS, HOSTING AND BUILDING SOFTWARES, CLOUD STORAGE

We use different third party providers for project management and project data storage:
Google drive, Dropbox and Clickup.

OUR LIABILITY AND DISCLAIMER OF WARRANTIES

You hereby agree, confirm and acknowledge that our Services and any information provided to you via our Services, whether written, stated or implied, especially including possible medical conditions in the Assessment report are for information purposes only. Any reference to a third party product or services via our Services is likewise for information purposes only. Our Services and information therein are provided ''AS IS'' with all fault and without warranty of any kind, therefore you will have no claim and demand against us.

Reliance on any information provided via our Services is solely at your own risk. We do not make, and hereby disclaim, any and all express, implied or statutory warranties, including implied warranties of condition, uninterrupted use, merchantability, satisfactory quality, fitness for a particular purpose, non-infringement of third party rights, and warranties (if any) arising from a course of dealing, usage, or trade practice. The use of our Services is at your sole risk. Our Services are not substitute for professional medical advice, diagnosis, therapy or treatment. You should never rely on or make health or well-being decisions which are based on information provided by our Services without first consulting a psychologist, psychiatrist, physician or other appropriate health professionals. If you think you may have a medical emergency, call your physician or emergency services immediately.

Some jurisdictions do not allow the exclusion of, or limitations on, implied warranties or the limitations on the applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to you.

To the fullest extent permissible by applicable law, your sole and exclusive remedy for dissatisfaction with our Services is to stop using the Services and, in no event shall GAD-Specialists, its subsidiaries or its affiliates be liable to you: a) for death or injury: b) any damages that are not foreseeable or, even if foreseeable, not directly related to our breach of these Terms or our negligence: c) any personal injury, damage, lost profits, lost revenues, cost of substitute Services, loss of data, loss of goodwill, work stoppage, computer failure or malfunction: d) any other form of direct or indirect, special, incidental, consequential or punitive damages from any causes of action arising out of or related to our Services, including any information provided to you or lack of those in connection with the Services: or e) any action or inaction by you resulting from the information we have or have failed to provide to you, whether arising in tort (including negligence), contract, strict liability or otherwise and whether or not GAD-Specialists has been advised of the possibility of such damage. In no event will we be liable to you resulting from your interaction with any third party or third party technology in connection with our Services.

Some jurisdictions do not allow a limitation of liability for death, personal injury, fraudulent misrepresentations or certain intentional or negligent acts, or violation of specific statutes, or the limitation of incidental or consequential damages, so some or all of the above limitations of liability may not apply to you. Nothing in these Terms excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by laws of the Kingdom of Norway. This Agreement is governed by, and is to be construed in accordance with, laws of the Kingdom of Norway.

In addition, in no event will we be liable to you for anything resulting from your interaction with any third party or third party technology in connection with our Services and no agency relationship exists between us and any such third party.

Subject to this section, our total liability for all losses you suffer arising from, or in connection with, the use of our Services shall be no greater than the amount paid by you for the use of our Services.

INDEMNIFICATION

You agree to defend, indemnify, and hold harmless GAD-Specialists and its employees, contractors, officers, and directors from any and all claims, suits, damages, costs, lawsuits, fines, penalties, liabilities, expenses (including attorney fees) that arise from your use or misuse of our Services, violation of these Terms, or violation of any rights of a third party. GAD-Specialists reserves the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate in asserting any available defenses. You agree that a breach of these Terms will cause irreparable injury to GAD-Specialists for which monetary damages would not be an adequate remedy, and GAD-Specialists shall be entitled to seek equitable relief in addition to any remedies it may have hereunder, or at law without a bond, other security, or proof of damages.

ENDING OUR RELATIONSHIP

If at any time, you do not feel that you can agree to these Terms or any changes made to the Terms, you must immediately stop using the Service.

We may immediately end your use of the Services if you breach these Terms or applicable legislation. We may also withdraw the Service at any time, if we give you reasonable notice that we plan to do this.

If you or we end your use of the Services, or we withdraw the Service as described in this section, we may delete any information we hold about you. You will also lose any rights you have to use the Service or access our content. We will not offer you compensation for any losses.

FINAL PROVISIONS

These Terms incorporating Privacy Policy constitute the entire agreement between you and GAD-Specialists with respect to the Services, and they supersede all prior or contemporaneous understandings regarding such subject matter. No amendment to, or modification of, these Terms will be binding unless made in writing and signed by GAD-Specialists. No failure to exercise, and no delay in exercising, on the part of either party, any right or any power hereunder preclude further exercise of any other right hereunder.

We will occasionally update these Terms as necessary, to protect our users, furnish current information and respond to legal and technical changes. Because we are constantly adding new services and features, we might not make an immediate upgrade to the Terms, except in the case of material changes to our practices. The most current version of the Terms will govern your use of our Services and we encourage you to periodically review it. It is available within the ''Legal'' section on our Site. While you are using our Services it is your responsibility to periodically check the Site for revision updates of the Terms. Your continued usage of the Services after the changes become applicable constitutes your acceptance of the changes. 

If any provision of these Terms is illegal or unenforceable under applicable law, the remainder of the provision shall be amended to achieve as closely as possible the effect of the original term and all other provisions of these Terms shall continue in full force and effect.

The original version of these Terms is written in English. Any translation into any other language is done for local requirements and in the event of a dispute, inconsistency or discrepancy between English and any non-English versions, the English version shall govern, to the extent not prohibited by local law in your jurisdiction.

These Terms, and any non-contractual obligations, and all disputes or controversies arising out of or relating to these terms shall be governed by, and construed in accordance with, laws of the Kingdom of Norway, excluding its conflict of laws rules.

We value hearing from our users and are always interested in learning about ways we can improve the Services. You are always welcome to send us any comments to: support@gad-specialists.com

GAD-Specialists
Anthony Reinier Hovenburg